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What is an Investment Loan?

An investment loan is a strategy allowing borrowing to make investments with a potential return higher than the cost of the loan (leverage effect).

Prêt investissement
Pourquoi prêt

Why Take Out an Investment Loan?

The idea is to leverage financial power to increase investment capacity and potentially boost gains.

Who Uses This Type of Loan?

Real Estate Investors

To buy real estate properties while expecting value appreciation.

Stock Market Investors

To buy stocks with the goal of realizing significant gains.

"Investment loans carry risks. Prudent management and understanding of costs are essential."

Main Advantages of Investment Loans

  • Benefit from market increases
  • Maximize investments while keeping liquidity
  • Diversify your portfolio
  • Potential tax deductibility of interest costs
  • Access to segregated fund benefits
  • Increase portfolio value (risk tolerance required)

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